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Find out more information about how to join Churches Mutual Credit Union

Eligibility Checker

At the moment, membership of Churches Mutual is limited to individuals and organisations within our common bond, so please check the eligibility requirements for individual members or for admin@cmcu.org.uk.

Churches Mutual Credit Union

Eligibility Checker

Become a member

Churches Mutual Credit Union is a Mutual Society, so anyone who has an account with us is a member.

If you’ve read our eligibility information and are ready to apply for membership, please read the following important information before continuing.

Remember – you can apply for a loan before joining the Credit Union, but you will be asked to complete the membership application before you can receive your loan. You must be a member before you can make a deposit into a savings account.

Personal Data

When you apply for an account with Churches Mutual, we ask you to provide information about yourself. This includes information about who you are, where you live, and who you bank with.

This information is sent through our secure website to ‘Transunion’, an external credit reference bureau that validates the information given and provides us with a report in order to satisfy identity checks and Anti-Money Laundering legislation.

We do have a legal obligation to do this so if you are unwilling or unable to provide this information, please contact us but please be aware that we cannot open an account for you if we are unable to verify your identity.

Full details of how Churches Mutual treat your personal information can be found in our Privacy Notice.

Joining Fee & Initial Deposit

Once you have completed the joining process you will be asked for a £10 debit card payment. £5 will be the joining fee (which is non-refundable) and £5 your initial deposit. We aim to contact you by email within two working days with more information on the next stage of account opening.

Please have your passport and/or driver’s licence details ready before you start the online joining form.

Monday to Friday – 9.00am to 1.30pm

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(Closed Weekends and Bank Holidays)

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