Debt, Mobility & Ministry: Why Support Matters More Than Ever

Churches Mutual – Celebrating 10 Years of Ethical Finance

Household debt in the UK is forecast to exceed £2.4 trillion by 2025 - and that burden doesn’t stop at the church door. Many ministers, church workers, and lay leaders are quietly struggling with the same financial pressures facing communities across the country.

“I was unable to obtain a loan elsewhere, but Churches Mutual took me on board and enabled the purchase of a much-needed car.”

David, Minister & Member

Our loan services - from debt consolidation to car finance - are built on affordability, transparency, and compassion, helping people navigate challenges like unaffordable interest rates and mobility in expanding pastorates.

Behind every loan is the quiet generosity of our savers and partners. People like saver Rob, who views his savings not as an investment, but as a form of faith-based giving:

“I view my savings with Churches Mutual as part of my giving to help church ministers and workers in financial need.”

As we mark our 10th anniversary, we invite you to celebrate with us - and consider how your savings or support could help strengthen the Church community from within.

Let’s Build Financial Resilience Together

Whether you’re a church leader in need or someone who wants to help:

• Save ethically – Know your savings are helping others
• Borrow responsibly – With one of the lowest interest rates in the sector
• Support ministry – Be part of the Connection Dividend