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Churches Mutual Credit Union
Our Loans
Competitive, affordable loans with no hidden cost or charges. Friendly, personal service with direct access to a member of our expert, impartial team. Apply for a Personal Loan
Vehicle Loans
New Car? New to you car? Need to settle existing finance? Our vehicle loan is an affordable way to keep you on the road.
Debt Consolidation
Tired of juggling loan and credit card payments without making a dent in the balance? A consolidation loan could help you manage your finances and pay down your debts quicker.
Other Personal Loans
Travel, weddings, educational costs, whatever your aspirations, a personal loan can make the dream come true.
Home Improvement
When a lick of paint won’t cut it, our home improvement loans will help you fund repairs and renovations to your home or other property you own.
Ministry Specific
Whether you are starting out on stipendiary ministry or coming to the end, our Ministry Specific loans are designed to address your unique needs.
Community Loans
A community project close to your church’s heart? A community loan can help you reach your target or provide match funding or generally give your plans the final push they need to become reality.
Churches Mutual Credit Union
Our Savings
Ethical member savings, helping others to borrow responsibly
Regular
Saver
The way to build up savings through regular monthly contributions – sit back and watch your savings grow.
Payroll
Savings
Payroll savings is a benefit we offer to employers and their employees within our common bond,
allowing safe, manageable savings through your payslip.
Covenant
Saver
Many of our original members opened Founder Member or Covenant Accounts (originally known as Premier Investment Accounts).
Church Savings Account
Churches Mutual is a not-for-profit savings & loans co-operative. It is dedicated to encouraging people to save, but also promotes responsible borrowing by providing low-cost loans at times of need.
Churches Mutual Credit Union
Eligibility Checker
Testimonials
We are proud to have supported many people
with their finances
Find out what our members say about Churches Mutual
"Thank you. This has been an extremely smooth and efficient process. Thank you so much for your prompt responses, clear communication, and professionalism. I had heard good things about Churches Mutual and I shall certainly encourage others to use your service."
"My finances are starting to settle, I continue to look for ways to make economies, but I think I am almost at the point of no further ones being possible. Like many people I am anxious about the cost of living and especially fuel and utility bills in the coming months. I am grateful for the help and advice I have received from CMCU and find myself in a better place emotionally and in terms of general wellbeing than I have for many years."
"It has been a very great pleasure doing business with you. Your kindness, help over the phone, and speed of action has made the rather stressful necessity of changing the car so much easier, and I am truly grateful to you."
"Thank you so much for your help in organising and processing the Restructuring Loan. I have been very impressed by the care taken not just to be an ethical lender, but also the concern taken to ensure my financial affairs are adjusted to a stable and manageable footing. It’s very much appreciated."
"I have been delighted with the process for arranging my restructuring loan. I have been especially grateful to you for kindly and carefully guiding me through each step of the process. The process has been relatively stress-free, considering that it concerns the personal and difficult subject of personal debt, and I really do appreciate that.
We are glad for an opportunity to be part of the Credit Union movement."
Latest News
The latest news and financial advice from Churches Mutual